Identity Theft

If you have been a victim of identity theft, follow these tips provided by the United States Postal Inspection Service.

• Report the crime to your local police department immediately. Obtain a case number.

• Immediately call all your creditors. Request replacement credit cards with new account numbers. Ask that your old accounts are flagged with a “fraud alert” notice.

• Call the fraud units of the three credit reporting companies – Experian (formerly TRW), Equifax, and Trans Union. Report the theft of your credit cards/identity. Ask that your accounts be flagged with “Fraud Alert/Victim Impact,” and that creditors call you before any one attempts to open future new accounts using your name and social security number.

• Notify your banks(s) of the theft. Cancel your old account and obtain new bank accounts. If you use an ATM card for banking services, request a new card and password/pin number. Memorize your password/pin number and do not record this information on any property contained in your wallet.

• To prove your innocence, you may be required to fill out fraud affidavits with banks and credit issuers. Maintain photocopies for your records and for law enforcement use.

• If you have had checks stolen or bank accounts set up fraudulently, report it to TeleCheck, National Processing Company, or Equifax.

• Notify your local Postal Inspector (651-293-3200), if you suspect mail theft, and request a Mail Theft/Vandalism Complaint Form, PS 2016.

• Keep a log of all your contacts and make copies of all documents.

• Contact the state office of the Department of Motor Vehicles to see if another license was issued in your name. If so, request a new license number and complete a DMV complaint form. For additional information, visit the U.S. Postal Inspection Service website at www.usps.gov/postalinspectors

Credit Bureaus:

Equifax
PO Box 105873
Atlanta, GA 30348-5873
• Report fraud: Call 1-800-525-6285 and write to address above
• Order credit report: 1-800-997-2493 and write to address above
• Opt out of pre-approved offers of credit: 1-800-556-4711


Experian (formerly TRW)
PO Box 949
Allen, TX 75013-0949
• Report fraud: Call 1-888-397-3742 and write to address above
• Order credit report: 1-888-397-3742
• Opt out of pre-approved offers of credit and marketing lists: 1-800-353-0809

Trans Union
PO Box 390
Springfield, PA 19064-0390
• Report fraud: 1-800-680-7289
• Order credit report: 1-800-916-8800
• Opt out of pre-approved offers of credit and marketing lists: 1-800-680-7293

Who to Contact:

Federal Trade Commission
• 1-877-IDTHEFT (438-4338)
• Ensure you file a complaint with the FTC

MN State Attorney General’s Office–Consumer Division
651-296-3353
Social Security Administration
• Fraud hotline: 1-800-269-0271
• Order your Earnings and Benefit Statement: 1-800-722-1213

Mailing Lists:

To remove your name from mail and phone lists, write to:

Direct Marketing Association
Mail Preference Service
PO Box 9008
Farmingdale, NY, 11735

Telephone Preference Service
PO Box 9014
Farmingdale, NY 11735

1-888-5-OPTOUT (567-8688) to remove name from pre-approved credit card solicitations

Check Fraud
:

To report fraudulent use of your checks, call:

• CheckRite: 1-800-766-2748
• Chexsystems: 1-800-428-9623
• Equifax: 1-800-437-5120
• National Processing Co.: 1-800-526-5380
• Scan: 1-800-262-7771
• Telecheck: 1-800-710-9898

 

 

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